Except when it drops off the credit report. That's if they're reporting. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". SAVE THE CHAT! We sincerely hope this represents a satisfactory resolution to your concerns. I did however pick up the phone today and spoke with a Tom **, supervisor, would not say where the call center was. After I paid, I they say I don't have acc. Convergent Outsourcing's other names Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. The issue is, I never had an account with Sprint. When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. They collect debts for financial institutions like Credit One Bank and PayPal, and telecommunication companies like Sprint and Verizon. How do I get them to delete their reporting. **FORWARD TO THEM A COPY OF YOUR CHAT TRANSCRIPT IF THE CSR SAID IT WOULD BE DELETED! Doubt they will remove it. I called Sprint to get some information on the account. Hence, the persistent phone calls and emails. Just updating my progress with Convergent. My secondary goal is to get this removed ASAP. - Send one more email to executive office asking nicely again to have it deleted. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. Have anyone dealt with sprint/ convergent outsourcing in the past? These people need to be stopped. Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. The only advice I can offer you is not to feed into their urgency. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. Caller I.D. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. If you cant secure a goodwill deletion, the next step is to request debt validation from Convergent Outsourcing to identify if theres any inaccurate reporting regarding your debt; this may allow you to delete it. They must have hacked into Verizon's computer system Reston Washington, Convergent Outsourcing, Inc. Bogus bill from AT&T WIreless -- I never had AT&T Wireless Renton Washington, Convergent Outsourcing,Inc Settle for lesser amount Renton Washington, Convergent Outsourcing, inc Palisades Collection states I owe an At&T bill that was paid 5 years ago renton Washington, Convergent Outsourcing Inc Galaxy Asset Purchasing, LLC FRAUD ALERT! Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. Our representatives are trained to actively listen and help guide you through the debt collections process in a flexible manner that will best serve your current financial situation. Don't dispute again, it will come back validated. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. I let him know I didnt make this bill. It's the only way to shut them down. This one so contrived, premeditated, using a fake name and explanation. I have not had business with Dish for over 3 years and left them with a $0 balance. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. Renton Washington, Bank Fraud, Credit Card Service, Collection Agency, Convergent Convergent Outsourcing Inc Sent me a notice stating they are gving me an opportunity to settle debt of $5,198.45 for the sum of $1819.46 Renton Washington, Convergent Outsourcing, Inc. Galaxy Asset Purchasing, LLC Sending Letters and calls for debt collections Renton Washington, Tempoe LLC Convergent Outsourcing Inc. However, I'd rather pay the full amount than go back and for the next few weeks with Sprint trying to hash out a couple hundred dollars. There, you will be able to submit your phone number to our Do Not Call list. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. Originating in 1950, its current headquarters are in Renton, Washington. I also called convergent and they only collecting on sprint behalf. Some people have been lucky and it was deleted right away, though. It may not be copied without the written permission of Ripoff Report. I called Dish to confirm this and they said they have no record of a debt. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. You may try a GW campaign with OC. If that happens then show proof your payment was to Sorint direct and it would be deleted. - Wait a few days, it most likely won't be deleted even if they said it would. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. FTC's website on credit. I was able to settle account for $500, which is a victory as the original amount was $1083. The contact details for Convergent Outsourcing are: 800 SW 39th Street. He said this Teresa ** could have had this phone number before it was given to me. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. I was so close to a derogatory free report. If that means pay in full, so be it. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Since they were on leases that left me on the hook for around $1400. Doubt they will remove it. I owe 1,700. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. Try to get them to say yes though if possible. If push comes to shove and you need to take legal action, its your word against the agencys. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I'm just thankful to knock another baddie off my reports! Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. It was gone off my reports within 2-3 days. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. - Tell them you want to pay in full directly for your old bill. REBUTTAL BOX Learn more about Convergent Outsourcing or view your account with us online. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. Watch to learn more! For example, you may have a baby on the way or want to apply for a mortgage. Therefore, its important to request debt verification ASAP. 7 calle 1, Suite 204 Sprint cannot make exceptions to this policy. If it was sold, Convergent has the legal right to collect and to post on your reports. I'm going to keep trying but need some insight or anyone with experience that has had success with a PFD. Press question mark to learn the rest of the keyboard shortcuts. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Offers may be subject to change without notice. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Who is ED Magedson - Founder, Ripoff Report. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. As a result of our investigation we are replying with the following information: On 1/18/2017, Sprint placed this account in our office to collect a balance on their behalf of $834.26. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. Or, should I try to handle it through Sprint (since they own the debt). I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. Join our community, read the PF Wiki, and get on top of your finances! For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. If so how did you proceed? The letter needs to explain the reason for your late payment and why youre requesting removal. Thank you for visiting Convergent Outsourcing to make a payment on your account. BUT UNJUST DONT PROSPER. For more information about reviews on ConsumerAffairs.com please visit our Press question mark to learn the rest of the keyboard shortcuts. General statment of, "according to sprints policy we cannot delete it. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. As of April 1st, 2020, Sprint is now part of T-Mobile! I wouldn't bother paying or contacting Convergence at all, they will probably be no help. Well start sending you the news you need delivered straight to you. What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. My tertiary goal is to pay as little as possible. Paying off a debt marks the debt as paid off. bureaus (they were only reporting to two). This is one of the reasons I love the forum, helpful recent experiences. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. More details on software and accessibility are available at WebAIM.org. Sprint sent account to collections, Convergent Outsourcing. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Maryland Residents: This agency is licensed as NMLS ID # 930053. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Why Ripoff Report will not release author information! Investigate this business and this Tom ** who could be a fake also. Work out a payment plan, If the collections debt is paid there would be nothing to put on the credit. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Were available to help by phone at 1-800-444-8485 or online through our contact form. This company is horrible. They told me to contact their collections people.