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Then, sign the completed form in the presence of a notary before submitting it to the recorders office! http://www.arenaccountygov.com/register_of_deeds/, Baraga County Register of Deeds 12220 Fillmore St., Room 146 Phone Number: 231-627-8808 Phone Number: 906-524-6100, ext. 701 Main Street A transfer on death (TOD) deed. Suite 105 Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. For example, if you have a property tax exemption because you are over 65, you would lose that exemption if you added your daughter to your house title. In California, you can. A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Flint, MI 48502 This includes the names of the people listed as owners on the deed -- in this case, you and the person you're adding -- and your mailing address, the one to which you would like the recorded deed and tax documents mailed. 106 5thP.O. 208 N. Shiawassee Street Box 168 If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, Emmet County Register of Deeds Warranty deeds come with some type of . Hillsdale MI 49242 P.O. http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, Bay County Register of Deeds Personal Property 313-224-5860 23 E. Pearl Street Returning to the $100,000, suppose you create a TOD deed for your spouse. Phone Number: 989-345-0728 https://oceana.mi.us/departments/register-of-deeds/, Ogemaw County Register of Deeds The types of transfers that are excluded vary among states. Sault Ste. Keep in mind that you may lose property tax exemptions or be charged gift taxes for adding someone to your title. Phone Number: 517-676-7216 Fax Number: 989-826-1156 Civil Rights, Inclusion & Opportunity Department. Check with a property law attorney if you want to create a joint tenancy and are unsure of the language to use. 200 E Grand River https://www.oscodacountymi.com/register-of-deeds/, Otsego County Register of Deeds If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Phone Number: 906-635-6312 Phone Number: 231-745-4641 http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds Phone Number: 517-264-4538 Rogers City, MI 49779 One of the most common incorrect assumptions in real estate is that someone can be added to a deed. 125 W. Lincoln St. http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, Osceola County Register of Deeds https://www.emmetcounty.org/officials-departments/register-of-deeds/, Genesee County Register of Deeds Fax Number: 989-846-9166 120 North Main If you live in a community property state, you can specify the home or land is community property with a right of survivorship. MCL 565.221. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. 51 S Macomb St 407 West Harrie St. Use full legal names, and the appropriate language to create the type of co-ownership you've chosen. 120 N. Broadway You may also have to pay a document transfer tax. Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. Ontonagon, MI 49953 P.O. Phone Number: 517-546-0270 Approved. Fax Number: 906-225-8420 7064 Crowner Drive We recommend that you consult an attorney or real estate professional for assistance in preparing the proper document that will convey the type of interest you want a particular person or entity to have in your property. 300 Monroe Avenue, NW Email: dsimmons@ogemawcountymi.gov https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. Ludington, MI 49431 You should also purchase title insurance in case there is a lien or other claim on the land that the title search didn't bring up. To add someone to your house title, you must create a new deed that transfers the title of the property to both you and the other person. Quitclaim deeds in Michigan can give the grantee different types of rights. Hart, MI 49420 Alpena, MI 49707 200 N. Main Street Atlanta, MI 49709 http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Use a typewriter or computer printer when filling in the information on the deed to ensure it is legible. Big Rapids, MI 49307 P.O. Cheboygan, MI 49721 Fax Number: 906-774-4660 FindLaw: What's the Difference Between Joint Tenants with Survivorship and Tenants in Common? Phone Number: 231-689-7246 Fax Number: 734-222-6528 Tawas City, MI 48764 I can now proceed with an easier and, "I asked if I could do this, and I not only got an answer, but also step-by-step instructions. 111 South Canal Street https://www.co.monroe.mi.us/549/Register-of-Deeds, Montcalm County Register of Deeds Phone Number: 231-839-4967 Ext 203 Monroe, MI 48161 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. 173 East Apple Avenue P.O. You cannot simply add someone to the deed in most cases, and it will require a change in the form of the deed on the property. Phone Number: 269-445-4464 The notary will need to verify your identity. Fax Number: 810-768-7965 Fax Number: 989-275-8640 Some states require extra steps, such . The chain of title in real estate has been established so that an interest in real estate cannot be valued by the amount of time an owner has been in possession of the real estate. https://www.otsegocountymi.gov/259/Register-of-Deeds, Ottawa County Register of Deeds Phone Number: 517-788-4350 ", https://www.consumer-action.org/english/articles/before_you_add_someone_to_your_title2006/, https://www.irs.gov/businesses/small-businesses-self-employed/gift-tax, https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes, https://saclaw.org/wp-content/uploads/sbs-completing-and-recording-deeds.pdf, https://www.americanbar.org/content/dam/aba/publishing/rpte_ereport/2015/2-March/enforceability_of_mortgage.authcheckdam.pdf, https://www.extension.iastate.edu/agdm/wholefarm/html/c4-51.html, http://realestate.findlaw.com/buying-a-home/do-you-need-title-insurance.html. Box 8645 If you do not specify the type of ownership, the ownership will be presumed to be tenancy in common. http://www.ioniacounty.org/register-of-deeds/, Iosco County Register of Deeds To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. Note that banks are often trustees. Phone Number: 269-467-5552 Accessed April 10, 2020. "Estate Tax." Fax Number: 989-344-3223 These exemptions vary among states. For example, "Suzy Sunshine and Martin Moon" or "Suzy Sunshine or Martin Moon. Phone Number: 231-779-9455 "Adding someone to a deed" means transferring ownership to that person. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. https://rod.chippewacountymi.gov/landweb.dll/$/, Clare County Register of Deeds https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. My son has no interest in the property and has his own. P.O. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z, Alcona County Register of Deeds IRS. Gaylord, MI 49735 Email: clerk@cheboygancounty.net Include your name and the name of the person you want to add to your house title. Email: rod@shiawassee.net Phone Number: 231-258-3315 Your state law may have other specific languages to use. http://www.oakgov.com/clerkrod/Pages/default.aspx, Oceana County Register of Deeds Each type of ownership carries unique characteristics, and factors such as financial ability, family relations and marital . 515 Center Avenue Suite 102 As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). "Joint Tenancy and Medicaid Eligibility." To learn more about tax liability associated with adding your spouse to a deed, read on! They still used my income, but I'm not on the note. 310 Ludington Street, Suite 104 The current owner the person giving away their rights to the property would be the grantor in the quit claim deed. Phone Number: 989-426-7551 http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds Ithaca, MI 48847 Standish, MI 48658 8562 Joint Tenants with Full Rights of Survivorship. Harrison, MI 48625 Phone Number: 231-873-4158 Fax Number: 989-734-0506 Jennifer reviews, fact-checks, and evaluates wikiHow's legal content to ensure thoroughness and accuracy. Note also that if there is an outstanding mortgage on the property, the owner must review the terms to see if there is a notification requirement. Talk to a property law attorney if you're interested in creating a tenancy by the entirety. https://www.accesskent.com/Departments/RegisterofDeeds/, Keweenaw County Register of Deeds The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. Otherwise, married couples usually claim property as tenants by the entirety. https://www.co.jackson.mi.us/269/Register-of-Deeds, Kalamazoo County Register of Deeds "Frequently Asked Questions on Gift Taxes." Phone Number: 616-527-5320 Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds Articles Real Estate Deeds Made Easy Since 1997. IRS. Phone Number: 906-337-2229 ", Unlock premium answers by supporting wikiHow, http://www.washingtonpost.com/realestate/before-adding-a-loved-one-to-a-house-deed-think-hard-first/2013/11/27/b02538c8-51fc-11e3-9fe0-fd2ca728e67c_story.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119-2.html, http://www.nolo.com/legal-encyclopedia/deeds-faq-29119.html, http://www.saclaw.org/Uploads/files/forms/QuitclaimDeed.pdf, http://www.washingtonpost.com/wp-dyn/content/article/2008/02/29/AR2008022901680.html, http://www.saclaw.org/Uploads/files/Step-by-Step/sbs-deeds.pdf, incluir a un cnyuge en un ttulo de propiedad. https://www.montcounty.org/register-of-deeds.html, Muskegon County Register of Deeds Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. She has an extended family of pets, including special needs animals. There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Room 136 Fax Number: 231-237-0106 This is a valid reason to have an attorney review a deed before you sign it and have it recorded. Fax Number: 810-985-4795 400 Monroe, 7th Floor Tax Foundation. Choose separate interests if you want one owner to be able to sell their interest in the property without consulting the other owner. Here's a way to pass the interest in your home deed onwhile you're alive. What or who is a trustee of a trust? Lapeer, MI 48446 Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. My spouse died, how do I remove my spouse's name from my deed? This is a law that allows a husband and wife to hold a piece of property as if they were a single entity. Phone Number: 906-875-3321 Grayling, MI 49738 MSU Extension. Phone Number: 989-354-9547 http://www.houghtoncounty.net/directory-register-of-deeds.php, Huron County Register of Deeds Caro, MI 48723 Jennifer Mueller is an in-house legal expert at wikiHow. Support wikiHow by Newberry, MI 49868 Public Works . Fax Number: 989-269-8786 Fax Number: 906-635-6855 You may also have to pay a document transfer tax. For example, if he has a bad debt, his creditor can sue and force the sale of your property to pay it off. Especially if you previously consulted an attorney, you may want to have them look over the new deed and make sure it will achieve your goals for co-ownership of your house. When you add a person to your deed, you're essentially giving them a gift of a percentage of your property. Phone Number: 269-657-8242 County Administration Building Some states have a specific deed-holding status: Tenants in the entirety. unlocking this expert answer. Once you've signed the deed, take it to the recorder's office where you got the copy of your old deed. The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds By using our site, you agree to our. P.O. Strike a line through any verbiage on the deed that does not apply to your circumstances. 839 10th Avenue 100 N. State Street We use cookies to make wikiHow great. She began working in the fitness industry in 1987, and her experience includes editing and publishing a workout manual. This is called tenancy by the entirety, and in states where property can be held this way, spouses who own real estate together generally own it as tenants by the entireties automatically. Box 885 Once it's done, you can't take it back unless the person. Email: registerofdeeds@isabellacounty.org 250 E. Huron Avenue, Room 203 http://recording.crawfordco.org/recorder/web/, Delta County Register of Deeds Marie, MI 49783 Or, it could be that you want the ownership of your property to go to your child in the event of your death. You also may have to pay any property taxes that have been reassessed as a result of the change in ownership. Manistee, MI 49660 Saginaw, MI 48602 By filing the quitclaim deed, you can add someone to the title of your home, in effect transferring a share of ownership. International Center The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Fax Number: 906-524-6432 448 Court Place Laws regarding deed transfer in Michigan also allow joint tenancy, which is joint ownership between multiple owners, such as a group of business partners. Menominee, MI 49858 Phone Number: 989-790-5270 500 Lake St. You can also find out by contacting the tax assessor's office in your county. Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. Research source. Reed City, MI 49677 In this case, 91% of readers who voted found the article helpful, earning it our reader-approved status. Fax Number:231-839-3684 By using our site, you agree to our. MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives Cassopolis, MI 49031 Issues of marriage and property ownership become complicated when a divorce is involved. Get a copy of your current deed and select the type of new deed form you want to use. Mio, MI 48647 Fax Number: 906-863-8839 The person selling the property is often called the "grantor" while the person buying the property is called the "grantee". Fax Number: 810-667-0293 To someone who will own the property with the current owners (adding someone to the deed); From someone who no longer wishes to hold title (removing someone from the deed); or In other circumstances where the current owner does not want to be legally responsible for problems with title. 400 Elm Street Iron Mountain, MI 49801 "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! Fax Number: 989-832-6842 Phone Number: 906-774-0955 It's revocable. https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, Barry County Register of Deeds Maybe you just got married and would like your new spouse listed as part owner of your home. https://www.stjosephcountymi.org/government/register-of-deeds, Tuscola County Register of Deeds 103 A Quitclaim Deed is similar to a Grant Deed in that it immediately transfers all of your interest, ownership and right in the property. Phone Number: 231-724-6271 To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. If you simply add your child's name to your existing deed, they won't necessarily have rights of survivorship. Beulah, MI 49617 You'll become joint tenants with rights of survivorship. Suite M-3 L'Anse, MI 49946 Depending on your spouses financial status and earnings history, adding his name to your deed may make you ineligible for refinancing, a reverse mortgage, or certain government benefits such as Medicaid. Phone Number: 231-533-6683 Email: jwinton@oscodacountymi.com There are different forms of deeds depending on the situation involved. Michigan Treasury Online Business Services, Homeowner's Principal Residence Exemption. 2 S. Main St. These clauses typically state that if you ask your lender for permission to add someone to your house title, they won't unreasonably refuse. Fax Number: 269-445-4453 422 W. Lake Street If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. Some financial institutions give consent, allowing you to add another person to your property deed without requiring you pay off your loan. Fax Number: 231-398-3544 Phone Number: 989-348-2841 The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. 319 Court Street Kalamazoo, MI 49007 West Olive, MI 49460 Phone Number: 269-945-1289 Tenancy by the entirety is only available for married couples and is not recognized in some states. Phone Number: 989-362-2021 You're not guaranteeing you have any interest at all, or that you have particular ownership or possession rights. 2 South 6th Street, Suite 11 Complete, review and sign the quitclaim or warranty form. We do not have any blank deed forms available in our office. Bellaire, MI 49615 Phone Number: Box 70 https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds P.O. Corunna, MI 48817 However, this action can have a financially devastating outcome if you don't prepare in advance. Fax Number: 517-543-4134 Fax Number: 231-882-0167 1045 Independence Blvd. That applies only to married couples. Hastings, MI, 49058 You may want to consult a real estate attorney to find out if adding your spouse to your deed will achieve the result you want. http://www.waynecounty.com/deeds/index.htm, Wexford County Register of Deeds 806 W. Houghton Avenue, Room 104 American Academy of Estate Planning Attorneys. Roberts and Roberts, L.L.P. P.O. http://www.shiawassee.net/ROD/, St. Clair County Register of Deeds Building 12 East If you transfer your interest in the property, or a share of it, to someone else without the lender's permission, it may exercise the loan's due-on-sale clause. 200 Division Street, Suite 150 Eagle River, MI 49950 698 Email: regofdeeds@co.montcalm.mi.us Fax Number: 989-790-5278